BuzzWord101 Finance Understanding The Concept Of Margin Trading Facility

Understanding The Concept Of Margin Trading Facility

As an investor, you’re always seeking opportunities to maximize returns from share market trading. That’s where margin trading comes in. Offering the latest online trading platforms like mStock, margin allows you to expand your purchasing power and pursue increased profit potential. But it’s important to educate yourself by leveraging this powerful tool. In this blog post, let’s understand the concept of a margin trading facility.

Leverage The Margins to Boost Your Market Capacity

The main benefit of margin trading with a brokerage account is simple yet powerful: buying more shares without needing the full capital upfront. mStock provides approved users a set margin amount, enabling you to borrow from them to own larger positions than your cash balance could normally afford. 

For example, let’s assume that you want to buy stock worth Rs. 100,000 with zero brokerage but only have Rs. 25,000 in your account. To fund the balance of Rs. 75,000, you can avail yourself of mStock’s eMargin facility by pledging your stocks. In exchange, you will be charged interest as low as 9.99% p.a. on the funding value which can vary according to your holding period.

With margin, you can buy twice the number of shares and benefit twice as much if prices rise. The power to control a larger position and wealth management is a strategic advantage for individual cash accounts that cannot match. 

Maintain Equity to Support Your Margin Loans

While it is tempting to maximize your buying power, use mStock margins wisely. You’ll need to maintain a minimum equity percentage set by mStock to support the borrowed funds. 

For example, at a 25% maintenance margin, an account with Rs 1 Lakh in margin debt should retain Rs 4 lakhs equity. This cushion protects the capital mStock has loaned you. 

If your equity percentage dips too far below the maintenance margin, mStock will issue a margin call that will require you to quickly add funds or securities to your account to restore the minimum level. Don’t let a surprise call catch you off guard. 

Stay above the margin maintenance threshold by monitoring your equity daily. Open demat account and trim positions before losses escalate to keep an adequate equity cushion for yourself. 

Understand the Risks and Costs of Trading on Margin:

mStock margin trading turbocharges your upside potential but also increases downside risks. Interest charges accrue daily on your borrowed capital, so be mindful of these costs. Loss potential risks due to your greater market exposure with margin-leveraged positions. Falling below the maintenance margin triggers a margin call. 

Keep these dynamics at the top of your mind. Use stop losses to define and limit risk on individual trades. And scale your margin usage to align with your personal risk tolerance, so don’t overextend yourself. 

Conclusion:

The bottom line is that the margin significantly expands your trading capacity. But educate ourselves thoroughly first and only trade on margin in amounts you fully grasp and feel comfortable with. When used with caution, margin trading and trade in mutual funds are powerful tools that can take your trades to the next level. 

Ready to unlock your portfolio’s full potential? Apply for a mStock margin account and see how far it can take you. With education and prudence, the opportunities are endless.

Related Post